D
FIDELITY & GUARANTY LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Poor capitalization (2.4 on a scale of 0 to 10) based on weak risk adjusted capital (moderate loss scenario). Weak profitability (1.8) with investment income below regulatory standards in relation to interest assumptions of reserves. Weak overall results on stability tests (1.8) including weak risk adjusted capital in prior years and weak results on operational trends.
Other Rating Factors: Fair quality investment portfolio (3.7). Excellent Liquidity (7.2).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. G - Fast asset or premium growth. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
FGL Holdings
Investment Rating
FG
Company Address
601 Locust Street
Des Moines, IA 50309
Phone Number
(888) 697-5433
NAIC Number
63274
Largest Affiliates