FIDELITY & GUARANTY LIFE INS CO
Major Rating Factors:
Poor current capitalization (2.6 on a scale of 0 to 10) based on weak risk adjusted capital (moderate loss scenario), although results have slipped from the fair range over the last year. Weak overall results on stability tests (1.8) including weak risk adjusted capital in prior years. Fair quality investment portfolio (3.4).
Other Rating Factors:
Fair profitability (4.0) with operating losses during 2022. Excellent Liquidity (7.2).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (105.6%)
Licensed in:
All states except NY