F&G Annuities & Life, Inc. FG

FG Company Overview

F&G Annuities & Life, Inc. is a U.S.-based insurance company focused on retirement and life insurance solutions. The company operates primarily in the annuity and life insurance industries, offering products designed to support retirement income planning, wealth preservation, and legacy transfer strategies. F&G generates most of its revenue through premiums collected on annuity and life insurance products and through investment income earned on its general account portfolio. Its core offerings include fixed indexed annuities, multi-year guaranteed annuities, immediate annuities, indexed universal life insurance, pension risk transfer solutions, and institutional funding agreements.

The company primarily serves retail consumers, financial advisors, broker-dealers, banks, and institutional clients across the United States. F&G traces its origins to Fidelity & Guaranty Life, which evolved through multiple ownership changes before becoming publicly traded as F&G Annuities & Life, Inc. The company is strategically positioned within the retirement income market through its distribution network and relationship with Fidelity National Financial, Inc., which maintains a controlling ownership stake. Its business model emphasizes spread-based earnings, disciplined asset-liability management, and diversified distribution partnerships.