Major Rating Factors:
Good overall results on stability tests (5.7 on a scale of 0 to 10). Stability strengths include excellent operational trends and excellent risk diversification. Fair quality investment portfolio (3.9) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 60% of capital. Fair Liquidity (4.2).
Other Rating Factors:
Strong capitalization (7.2) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (7.2) with operating gains in each of the last five years.
Stability Factors:
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
Principal Lines of Business:
Ind annuities (33.3%), group health (4.5%), group life (3.8%), other (58.4%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
United Heritage Mutual Holding Co
Investment Rating
--
Company Address
707 E UNITED HERITAGE COURT
MERIDIAN, ID 83642
MERIDIAN, ID 83642
Phone Number
(208) 493-6100
NAIC Number
63983
Largest Affiliates