Major Rating Factors:
Fair quality investment portfolio (3.9 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Fair overall results on stability tests (3.8). Good overall profitability (6.8). Return on equity has been low, averaging 3.2%.
Other Rating Factors:
Good Liquidity (5.0). Strong capitalization (7.3) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (31.8%), ind health (4.8%), group life (4.0%), other (59.5%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
United Heritage Mutual Holding Co
Investment Rating
--
Company Address
707 E UNITED HERITAGE COURT
MERIDIAN, ID 83642
MERIDIAN, ID 83642
Phone Number
(208) 493-6100
NAIC Number
63983
Largest Affiliates