C
HERITAGE LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
2.14
Risk Adjusted
Capital Ratio #2
1.16
Total
Assets
11.54B
Capital
1.18B
Net
Premiums
1.54B
Net
Income
-133.59M
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Weiss Ratings HERITAGE LIFE INS CO
Scottsdale, AZ 		Click to
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Rating C
Capitalization Index 7.20
Investment Safety Index 3.90
Liquidity Index 7.20
Profitability Index 2.50
Reserve Adequacy Index --
Stability Index 3.80
Company Info HERITAGE LIFE INS CO
Scottsdale, AZ 		Click to
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Industry L&A
NAIC Number 64394
Phone Number (312) 977-0904
Website www.heritageli.com
Address 8601 N SCOTTSDALE RD STE 300 Scottsdale, AZ 85251
Balance Sheet HERITAGE LIFE INS CO
Scottsdale, AZ 		Click to
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Total Assets 11.54B
Capital and Reserves HERITAGE LIFE INS CO
Scottsdale, AZ 		Click to
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Risk-Adjusted Capital Ratio #1 2.14
Risk-Adjusted Capital Ratio #2 1.16
1-Year Reserve Development --
2-Year Reserve Development --
Capital 1.18B
Premium to Surplus --
Reserves to Surplus --
Investments HERITAGE LIFE INS CO
Scottsdale, AZ 		Click to
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Cash 1.37%
CMO & Structured Securities 13.88%
Common & Preferred Stock 2.64%
Invested Assets 10.25K
Investments in Affiliates 3.91%
Mortgages in Good Standing 0.47%
Non-Investment Grade Bonds 4.98%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 62.85%
Other Investments 10.66%
Real Estate 0.00%
Operating Ratios HERITAGE LIFE INS CO
Scottsdale, AZ 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical HERITAGE LIFE INS CO
Scottsdale, AZ 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability HERITAGE LIFE INS CO
Scottsdale, AZ 		Click to
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Net Income -133.59M
Net Premium 1.54B
Health Premium --