C
INVESTORS HERITAGE LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
2.56
Risk Adjusted
Capital Ratio #2
1.21
Total
Assets
3.45B
Capital
280.89M
Net
Premiums
1.15B
Net
Income
-33.01M
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Weiss Ratings INVESTORS HERITAGE LIFE INS CO
Frankfort, KY 		Click to
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Rating C
Capitalization Index 7.30
Investment Safety Index 4.20
Liquidity Index 7.80
Profitability Index 2.10
Reserve Adequacy Index --
Stability Index 1.60
Company Info INVESTORS HERITAGE LIFE INS CO
Frankfort, KY 		Click to
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Industry L&A
NAIC Number 64904
Phone Number (502) 223-2361
Website investorsheritage.com
Address 200 CAPITAL AVENUE Frankfort, KY 40601
Balance Sheet INVESTORS HERITAGE LIFE INS CO
Frankfort, KY 		Click to
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Total Assets 3.45B
Capital and Reserves INVESTORS HERITAGE LIFE INS CO
Frankfort, KY 		Click to
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Risk-Adjusted Capital Ratio #1 2.56
Risk-Adjusted Capital Ratio #2 1.21
1-Year Reserve Development --
2-Year Reserve Development --
Capital 280.89M
Premium to Surplus --
Reserves to Surplus --
Investments INVESTORS HERITAGE LIFE INS CO
Frankfort, KY 		Click to
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Cash 0.53%
CMO & Structured Securities 23.51%
Common & Preferred Stock 1.87%
Invested Assets 3.38K
Investments in Affiliates 1.65%
Mortgages in Good Standing 1.77%
Non-Investment Grade Bonds 2.59%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 52.06%
Other Investments 5.62%
Real Estate 0.03%
Operating Ratios INVESTORS HERITAGE LIFE INS CO
Frankfort, KY 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical INVESTORS HERITAGE LIFE INS CO
Frankfort, KY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability INVESTORS HERITAGE LIFE INS CO
Frankfort, KY 		Click to
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Net Income -33.01M
Net Premium 1.15B
Health Premium --