B
LOYAL AMERICAN LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings LOYAL AMERICAN LIFE INS CO
Columbus, OH
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Rating B
Capitalization Index 7.00
Investment Safety Index 6.10
Liquidity Index 6.90
Profitability Index 7.20
Reserve Adequacy Index --
Stability Index 4.20
Company Info LOYAL AMERICAN LIFE INS CO
Columbus, OH
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Industry L&A
NAIC Number 65722
Phone Number (512) 451-2224
Website www.hcsc.com
Address 1300 East Ninth Street Columbus, OH 43219
Balance Sheet LOYAL AMERICAN LIFE INS CO
Columbus, OH
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Total Assets 472.71M
Capital and Reserves LOYAL AMERICAN LIFE INS CO
Columbus, OH
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Risk-Adjusted Capital Ratio #1 1.14
Risk-Adjusted Capital Ratio #2 1.01
1-Year Reserve Development --
2-Year Reserve Development --
Capital 186.72M
Premium to Surplus --
Reserves to Surplus --
Investments LOYAL AMERICAN LIFE INS CO
Columbus, OH
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Cash 0.00%
CMO & Structured Securities 0.30%
Common & Preferred Stock 23.63%
Invested Assets 423.34
Investments in Affiliates 23.63%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.54%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 69.84%
Other Investments 5.69%
Real Estate 0.00%
Operating Ratios LOYAL AMERICAN LIFE INS CO
Columbus, OH
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical LOYAL AMERICAN LIFE INS CO
Columbus, OH
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability LOYAL AMERICAN LIFE INS CO
Columbus, OH
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Net Income 46.96M
Net Premium 349.28M
Health Premium --