Major Rating Factors:
Fair overall results on stability tests (3.9 on a scale of 0 to 10). Good quality investment portfolio (6.6) despite mixed results such as: minimal exposure to mortgages and substantial holdings of BBB bonds but minimal holdings in junk bonds. Good Liquidity (6.5) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders.
Other Rating Factors:
Strong capitalization (9.2) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (7.3) with operating gains in each of the last five years.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (8.6%), ind annuities (4.1%), group life (1.3%), other (86.0%)
Licensed in:
AR, CO, IL, IN, IA, KS, KY, LA, MS, MO, NE, NV, OH, OK, TN
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Shelter Ins Companies
Investment Rating
--
Company Address
1817 WEST BROADWAY
COLUMBIA, MO 65218
COLUMBIA, MO 65218
Phone Number
(573) 445-8441
NAIC Number
65757
Website
Largest Affiliates