Major Rating Factors:
Fair profitability (4.2 on a scale of 0 to 10). Excellent expense controls. Return on equity has been low, averaging -7.2%. Fair overall results on stability tests (3.2). Strong overall capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years.
Other Rating Factors:
High quality investment portfolio (8.4). Excellent Liquidity (7.0).
Stability Factors:
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
All states except AK, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
American United Life Group
Investment Rating
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Company Address
P O BOX 2167
FARGO, ND 58104
FARGO, ND 58104
Phone Number
(800) 437-4692
NAIC Number
67911
Website
Largest Affiliates