C
PROVIDENT LIFE & ACCIDENT INS CO
Rating Date
September 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
5.37
Risk Adjusted
Capital Ratio #2
2.51
Total
Assets
6.16B
Capital
855.08M
Net
Premiums
614.57M
Net
Income
195.50M
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Weiss Ratings PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Rating C
Capitalization Index 9.30
Investment Safety Index 5.20
Liquidity Index 6.60
Profitability Index 2.00
Reserve Adequacy Index --
Stability Index 4.00
Company Info PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Industry L&A
NAIC Number 68195
Phone Number (423) 294-1011
Website www.unum.com
Address 1 FOUNTAIN SQUARE Chattanooga, TN 37402
Balance Sheet PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Total Assets 6.16B
Capital and Reserves PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Risk-Adjusted Capital Ratio #1 5.37
Risk-Adjusted Capital Ratio #2 2.51
1-Year Reserve Development --
2-Year Reserve Development --
Capital 855.08M
Premium to Surplus --
Reserves to Surplus --
Investments PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Cash 0.22%
CMO & Structured Securities 1.39%
Common & Preferred Stock 0.12%
Invested Assets 5.48K
Investments in Affiliates 0.00%
Mortgages in Good Standing 9.43%
Non-Investment Grade Bonds 3.12%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 77.67%
Other Investments 5.90%
Real Estate 1.65%
Operating Ratios PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Net Income 195.50M
Net Premium 614.57M
Health Premium --