C
PROVIDENT LIFE & ACCIDENT INS CO
Rating Date
July 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
3.28
Risk Adjusted
Capital Ratio #2
1.79
Total
Assets
6.07B
Capital
779.74M
Net
Premiums
265.47M
Net
Income
64.32M
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Weiss Ratings PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Rating C
Capitalization Index 8.20
Investment Safety Index 5.20
Liquidity Index 6.80
Profitability Index 5.30
Reserve Adequacy Index --
Stability Index 4.80
Company Info PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Industry L&A
NAIC Number 68195
Phone Number (423) 294-1011
Website www.unum.com
Address 1 FOUNTAIN SQUARE Chattanooga, TN 37402
Balance Sheet PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Total Assets 6.07B
Capital and Reserves PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Risk-Adjusted Capital Ratio #1 3.28
Risk-Adjusted Capital Ratio #2 1.79
1-Year Reserve Development --
2-Year Reserve Development --
Capital 779.74M
Premium to Surplus --
Reserves to Surplus --
Investments PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Cash 0.22%
CMO & Structured Securities 1.39%
Common & Preferred Stock 0.12%
Invested Assets 5.48K
Investments in Affiliates 0.00%
Mortgages in Good Standing 9.43%
Non-Investment Grade Bonds 3.12%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 77.67%
Other Investments 5.90%
Real Estate 1.65%
Operating Ratios PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability PROVIDENT LIFE & ACCIDENT INS CO
Chattanooga, TN 		Click to
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Net Income 64.32M
Net Premium 265.47M
Health Premium --