RELIANCE STANDARD LIFE INS CO
Major Rating Factors:
Fair overall results on stability tests (4.5 on a scale of 0 to 10) including excessive premium growth and fair risk adjusted capital in prior years. Good current capitalization (6.5) based on good risk adjusted capital (severe loss scenario) reflecting some improvement over results in 2020. Good Liquidity (6.4).
Other Rating Factors:
Low quality investment portfolio (2.6). Excellent profitability (8.1) with operating gains in each of the last five years.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
Principal Lines of Business:
Ind annuities (57.3%), group health (30.1%), group annuities (6.3%), group life (6.3%)
Licensed in:
All states except NY