Major Rating Factors:
Strong long-term capitalization index (7.3 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability index (7.7). Excellent overall results on stability tests (7.8). Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
History of adequate reserve strength (5.3) as reserves have been consistently at an acceptable level. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
L - Past results on our liquidity tests.
Principal Lines of Business:
Fire (8.5%), fin guar/surety (7.5%), comm multi (6.1%), personal/comm auto (1.3%), product liab. (1.1%), other (75.5%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (43.6%), common stock (43.4%), non investment grade bonds (3.8%), cash (0.6%), real estate (0.1%), other (8.6%)
Corporate Info
Group Affiliation
Tokio Marine Holdings Inc
Investment Rating
--
Company Address
13403 Northwest Freeway
Houston, TX 77040
Houston, TX 77040
Phone Number
(713) 342-1000
NAIC Number
42374
Website
Largest Affiliates