Major Rating Factors:
Good quality investment portfolio (6.3 on a scale of 0 to 10) with no exposure to mortgages and no exposure to junk bonds. Fair overall results on stability tests (4.0). Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors:
Weak Liquidity (1.4). Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
--
Company Address
601 EAST BRITTON ROAD
CHICAGO, IL 60601
CHICAGO, IL 60601
Phone Number
(800) 654-9106
NAIC Number
68462
Website
Largest Affiliates