Major Rating Factors:
Fair quality investment portfolio (4.8 on a scale of 0 to 10). Good overall capitalization (5.8) based on good risk adjusted capital (moderate loss scenario). However, capital levels have fluctuated somewhat during past years. Weak profitability (2.9) with operating losses during 2022.
Other Rating Factors:
Weak Liquidity (0.1). Weak overall results on stability tests (2.5).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (84.7%), ind health (6.6%), group health (1.0%), other (7.7%)
Licensed in:
All states except CA, CT, ID, ME, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Reservoir Capital Group LLC
Investment Rating
--
Company Address
4415 PHEASANT RIDGE RD STE 300
ROANOKE, VA 24014
ROANOKE, VA 24014
Phone Number
(540) 985-4400
NAIC Number
68845
Website
Largest Affiliates