UNITED LIFE INS CO
Major Rating Factors:
Good capitalization (5.8 on a scale of 0 to 10) based on good risk adjusted capital (moderate loss scenario). Good overall profitability (6.6). Excellent expense controls. Return on equity has been low, averaging 1.5%. Fair quality investment portfolio (3.7) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 80% of capital.
Other Rating Factors:
Fair overall results on stability tests (3.9) including fair risk adjusted capital in prior years. Excellent Liquidity (8.7).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (94.5%), ind health (0.3%), other (5.3%)
Licensed in:
All states except AK, HI, ME, NY, VT, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
United Fire & Casualty Group
Investment Rating
Company Address
118 SECOND AVENUE SE
CEDAR RAPIDS, IA 52401
CEDAR RAPIDS, IA 52401
Phone Number
(800) 637-6318
NAIC Number
69973
Website
Largest Affiliates