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UNIVERSAL FIDELITY LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.4 on a scale of 0 to 10) including weak financial strength of affiliated Seneca International Ltd. Weak profitability (2.0) with operating losses during the first nine months of 2024. Weak Liquidity (0.9) as a spike in claims may stretch capacity.
Other Rating Factors: Fair quality investment portfolio (4.7). Strong capitalization (7.3) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AZ, AR, MS, NE, NM, OK, TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Seneca International Ltd
Investment Rating
--
Company Address
13931 Quail Pointe Drive
Oklahoma City, OK 73134
Phone Number
(800) 366-8354
NAIC Number
70122
Largest Affiliates
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Oklahoma City, OK - L&A