STANDARD LIFE & CAS INS CO
Major Rating Factors:
Good overall results on stability tests (5.0 on a scale of 0 to 10) despite excessive premium growth. Other stability subfactors include excellent operational trends, good risk adjusted capital for prior years and good risk diversification. Good quality investment portfolio (5.1) despite mixed results such as: no exposure to mortgages and large holdings of BBB rated bonds but minimal holdings in junk bonds. Good Liquidity (6.1).
Other Rating Factors:
Weak profitability (2.9) with investment income below regulatory standards in relation to interest assumptions of reserves. Strong capitalization (7.9) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except AK, CA, CT, DC, HI, IL, ME, MI, MN, NJ, NY, OR, RI, VA, WA, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Fidelity Ventures Inc
Investment Rating
--
Company Address
420 E SOUTH TEMPLE SUITE 555
Salt Lake City, UT 84124
Salt Lake City, UT 84124
Phone Number
(713) 529-0045
NAIC Number
71706
Website
Largest Affiliates