Major Rating Factors:
Good capitalization (5.8 on a scale of 0 to 10) based on good risk adjusted capital (moderate loss scenario). Moreover, capital levels have been consistent over the last five years. Good Liquidity (5.5) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.0) excellent operational trends and excellent risk diversification.
Other Rating Factors:
Fair quality investment portfolio (4.0). Fair profitability (3.8) with operating losses during 2022.
Stability Factors:
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Manhattan Life Group Inc
Investment Rating
--
Company Address
929 West Sprague Ave
Spokane, WA 99201
Spokane, WA 99201
Phone Number
(713) 529-0045
NAIC Number
85189
Website
Largest Affiliates