B
OXFORD LIFE INS CO
PhoenixAZ
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (6.2 on a scale of 0 to 10) despite significant exposure to mortgages . Mortgage default rate has been low. large holdings of BBB rated bonds in addition to small junk bond holdings. Fair profitability (4.0) with operating losses during 2024. Return on equity has been low, averaging 1.1%. Fair overall results on stability tests (3.8).
Other Rating Factors: Strong capitalization (7.2) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.4).
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (86.5%), ind health (4.2%), other (9.3%)
Licensed in: All states except NY, VT, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Amerco Corp
Investment Rating
Company Address
2721 North Central Avenue
Phoenix, AZ 85004
Phone Number
(602) 263-6666
NAIC Number
76112
Largest Affiliates
A
Phoenix, AZ - P&C
B
Reno, NV - P&C