Major Rating Factors:
Good quality investment portfolio (5.8 on a scale of 0 to 10) despite mixed results such as: no exposure to mortgages and large holdings of BBB rated bonds but no exposure to junk bonds. Good overall profitability (6.4). Excellent expense controls. Return on equity has been excellent over the last five years averaging 57.2%. Fair overall results on stability tests (4.9).
Other Rating Factors:
Strong capitalization (7.4) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.0).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (97.2%), other (2.8%)
Licensed in:
All states except PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Aon Corp
Investment Rating
--
Company Address
525 W Monroe St
Chicago, IL 60601
Chicago, IL 60601
Phone Number
(512) 451-2224
NAIC Number
77399
Website
Largest Affiliates