C
EQUITABLE FINL LIFE INS CO OF AMER
PhoenixAZ
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (5.9 on a scale of 0 to 10) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but no exposure to junk bonds. Weak profitability (2.3) with investment income below regulatory standards in relation to interest assumptions of reserves. Weak overall results on stability tests (2.0) including weak results on operational trends and negative cash flow from operations for 2024.
Other Rating Factors: Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (8.6).
Stability Factors: F - Negative cash flow. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (87.2%), group annuities (5.0%), ind health (1.3%), group life (0.7%), other (5.8%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
AXA Financial Inc
Investment Rating
EQH
Company Address
3030 N Third Street Suite 790
Phoenix, AZ 85012
Phone Number
(212) 554-1234
NAIC Number
78077
Largest Affiliates
C
New York, NY - L&A
A
Stamford, CT - P&C
B
Stamford, CT - P&C
B
Stamford, CT - P&C
B
Stamford, CT - P&C