COMBINED LIFE INS CO OF NEW YORK

Latham, NY

Rating Date

September 2025

NAIC
Classification

Life & Annuity

Risk Adjusted
Capital Ratio #1

12.98

Risk Adjusted
Capital Ratio #2

8.32

Total
Assets

687.83M

Capital

178.46M

Net
Premiums

107.41M

Net
Income

19.52M

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Weiss Ratings	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	10.00
Investment Safety Index	8.10
Liquidity Index	7.00
Profitability Index	2.00
Reserve Adequacy Index	--
Stability Index	4.00

Company Info	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Industry	L&A
NAIC Number	78697
Phone Number	(800) 951-6206
Website	www.combinedinsurance.com
Address	13 Cornell Road Latham, NY 12110

Balance Sheet	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	687.83M

Capital and Reserves	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	12.98
Risk-Adjusted Capital Ratio #2	8.32
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	178.46M
Premium to Surplus	--
Reserves to Surplus	--

Investments	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Cash	3.48%
CMO & Structured Securities	28.79%
Common & Preferred Stock	0.07%
Invested Assets	628.95
Investments in Affiliates	0.00%
Mortgages in Good Standing	0.00%
Non-Investment Grade Bonds	0.00%
Non-Performing Mortgages	0.00%
Other Investment Grade Bonds	60.90%
Other Investments	1.48%
Real Estate	0.00%

Operating Ratios	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Net Income	19.52M
Net Premium	107.41M
Health Premium	--