COMBINED LIFE INS CO OF NEW YORK

Latham, NY

Rating Date

November 2025

NAIC
Classification

Life & Annuity

Risk Adjusted
Capital Ratio #1

5.60

Risk Adjusted
Capital Ratio #2

3.81

Total
Assets

690.69M

Capital

176.15M

Net
Premiums

142.18M

Net
Income

17.82M

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Weiss Ratings	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	10.00
Investment Safety Index	8.10
Liquidity Index	7.70
Profitability Index	6.90
Reserve Adequacy Index	--
Stability Index	3.80

Company Info	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Industry	L&A
NAIC Number	78697
Phone Number	(800) 951-6206
Website	www.combinedinsurance.com
Address	13 Cornell Road Latham, NY 12110

Balance Sheet	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	690.69M

Capital and Reserves	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	5.60
Risk-Adjusted Capital Ratio #2	3.81
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	176.15M
Premium to Surplus	--
Reserves to Surplus	--

Investments	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Cash	0.00%
CMO & Structured Securities	30.50%
Common & Preferred Stock	0.08%
Invested Assets	667.21
Investments in Affiliates	0.00%
Mortgages in Good Standing	0.00%
Non-Investment Grade Bonds	0.00%
Non-Performing Mortgages	0.00%
Other Investment Grade Bonds	54.63%
Other Investments	14.79%
Real Estate	0.00%

Operating Ratios	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	COMBINED LIFE INS CO OF NEW YORK Latham, NY	Click to Compare	Click to Compare	Click to Compare
Net Income	17.82M
Net Premium	142.18M
Health Premium	--