Major Rating Factors:
Fair current capitalization (3.4 on a scale of 0 to 10) based on mixed results -- excessive policy leverage mitigated by fair risk adjusted capital (severe loss scenario), although results have slipped from the excellent range over the last year. Fair overall results on stability tests (3.7) including fair risk adjusted capital in prior years. Good quality investment portfolio (6.0).
Other Rating Factors:
Weak Liquidity (1.4). Excellent profitability (8.8) with operating gains in each of the last five years.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (99.5%), group life (0.5%)
Licensed in:
All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
UnitedHealth Group Inc
Investment Rating
Company Address
185 ASYLUM STREET
HARTFORD, CT 06103
HARTFORD, CT 06103
Phone Number
(877) 832-7734
NAIC Number
79413
Largest Affiliates