4 EVER LIFE INS CO
Major Rating Factors:
Fair overall results on stability tests (3.8 on a scale of 0 to 10). Good quality investment portfolio (6.9) despite mixed results such as: no exposure to mortgages and substantial holdings of BBB bonds but minimal holdings in junk bonds. Good Liquidity (6.6) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders.
Other Rating Factors:
Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (7.8) with operating gains in each of the last five years.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (94.4%), group life (5.6%)
Licensed in:
All states, the District of Columbia and Puerto Rico
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
BCS Financial Corp
Investment Rating
--
Company Address
2 Mid America Plaza Suite 200
Oakbrook Terrace, IL 60181
Oakbrook Terrace, IL 60181
Phone Number
(630) 472-7700
NAIC Number
80985
Largest Affiliates