4 EVER LIFE INS CO
Major Rating Factors:
Fair overall results on stability tests (4.3 on a scale of 0 to 10) including negative cash flow from operations for 2023. Good quality investment portfolio (6.9) despite mixed results such as: no exposure to mortgages and substantial holdings of BBB bonds but minimal holdings in junk bonds. Good Liquidity (6.1) with sufficient resources to handle a spike in claims.
Other Rating Factors:
Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves. Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states, the District of Columbia and Puerto Rico
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
BCS Financial Corp
Investment Rating
--
Company Address
2 Mid America Plaza Suite 200
Oakbrook Terrace, IL 60181
Oakbrook Terrace, IL 60181
Phone Number
(630) 472-7700
NAIC Number
80985
Largest Affiliates