BCS Ins Co
Major Rating Factors:
Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent profitability index (8.3) with operating gains in each of the last five years.
Other Rating Factors:
Excellent liquidity (7.4) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.2). Stability strengths include excellent operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.3% of capital.
Stability Factors:
L - Past results on our liquidity tests.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (5.7%), other (94.3%)
Licensed in:
All states and PR
Principal Investments:
Investment grade bonds (78.3%), common stock (5.4%), non investment grade bonds (1.6%), other (14.8%)
Corporate Info
Group Affiliation
BCS Financial Corporation
Investment Rating
--
Company Address
Two Mid America Plaza
Oakbrook Terrace, IL 60181
Oakbrook Terrace, IL 60181
Phone Number
(630) 472-7700
NAIC Number
38245
Website
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