A
BCS Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.31
Risk Adjusted
Capital Ratio #2
3.77
Loss
Ratio
68.00%
Total
Assets
418.79M
Capital
160.43M
Net
Premiums
69.72M
Net
Income
6.43M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
31
91
122
74.59%
41.74%
2023
37
39
76
51.32%
38.64%
2022
46
69
115
60.00%
39.39%
2021
89
143
232
61.64%
40.41%
2020
0
0
0
0.00%
48.09%
2019
0
24
24
100.00%
43.30%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
8
53
61
86.89%
81.44%
2023
7
19
26
73.08%
74.87%
2022
30
46
76
60.53%
72.69%
2021
17
49
66
74.24%
79.01%
2020
3
9
12
75.00%
80.13%
2019
5
34
39
87.18%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
368
0
368
0.00%
12.32%
2023
730
0
730
0.00%
16.34%
2022
253
0
253
0.00%
11.13%
2021
96
0
96
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%