Major Rating Factors:
Weak overall results on stability tests (0.7 on a scale of 0 to 10) including weak financial strength of affiliated United Benefits Inc and weak risk adjusted capital in prior years. Poor capitalization (0.6) based on weak risk adjusted capital (severe loss scenario). Low quality investment portfolio (1.8).
Other Rating Factors:
Good Liquidity (6.6). Excellent profitability (8.3) with operating gains in each of the last five years.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
Principal Lines of Business:
Other (100%)
Licensed in:
TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
United Benefits Inc
Investment Rating
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Company Address
123 W Sabine Street
Carthage, TX 75633
Carthage, TX 75633
Phone Number
(903) 693-8441
NAIC Number
82686
Website
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Largest Affiliates