C
CLEAR SPRING LIFE & ANNTY CO
Rating Date
November 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
2.90
Risk Adjusted
Capital Ratio #2
1.53
Total
Assets
15.36B
Capital
1.20B
Net
Premiums
766.63M
Net
Income
137.06M
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Weiss Ratings CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Rating C
Capitalization Index 7.80
Investment Safety Index 4.50
Liquidity Index 8.20
Profitability Index 8.30
Reserve Adequacy Index --
Stability Index 3.40
Company Info CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Industry L&A
NAIC Number 83607
Phone Number (800) 990-7626
Website clearspringlife.com
Address 2711 CENTERVILLE ROAD STE 400 Wilmington, DE 19801
Balance Sheet CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Total Assets 15.36B
Capital and Reserves CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Risk-Adjusted Capital Ratio #1 2.90
Risk-Adjusted Capital Ratio #2 1.53
1-Year Reserve Development --
2-Year Reserve Development --
Capital 1.20B
Premium to Surplus --
Reserves to Surplus --
Investments CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Cash 0.12%
CMO & Structured Securities 17.14%
Common & Preferred Stock 2.61%
Invested Assets 10.00K
Investments in Affiliates 7.76%
Mortgages in Good Standing 3.29%
Non-Investment Grade Bonds 2.36%
Non-Performing Mortgages 0.01%
Other Investment Grade Bonds 60.93%
Other Investments 10.61%
Real Estate 0.00%
Operating Ratios CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Net Income 137.06M
Net Premium 766.63M
Health Premium --