Major Rating Factors:
Good overall capitalization (6.4 on a scale of 0 to 10) based on good risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years. Good overall profitability (6.4). Excellent expense controls. Return on equity has been excellent over the last five years averaging 41.2%. Good overall results on stability tests (5.1) excellent operational trends and good risk diversification.
Other Rating Factors:
Fair quality investment portfolio (4.7). Excellent Liquidity (7.2).
Stability Factors:
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Ellard Family Holdings Inc
Investment Rating
Company Address
4949 Keller Springs Rd
Addison, TX 75001
Addison, TX 75001
Phone Number
(972) 532-2100
NAIC Number
87963
Website
Largest Affiliates