Major Rating Factors:
Fair quality investment portfolio (4.7 on a scale of 0 to 10). Fair overall results on stability tests (3.9). Good current capitalization (6.3) based on good risk adjusted capital (severe loss scenario), although results have slipped from the excellent range over the last year.
Other Rating Factors:
Good Liquidity (6.9) with sufficient resources to handle a spike in claims. Excellent profitability (8.2) with operating gains in each of the last five years.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (97.2%), other (2.8%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Ellard Family Holdings Inc
Investment Rating
Company Address
4949 Keller Springs Rd
Addison, TX 75001
Addison, TX 75001
Phone Number
(972) 532-2100
NAIC Number
87963
Website
Largest Affiliates