Major Rating Factors:
Fair overall results on stability tests (3.9 on a scale of 0 to 10). Weak profitability (2.9) with investment income below regulatory standards in relation to interest assumptions of reserves. Strong capitalization (8.5) based on excellent risk adjusted capital (severe loss scenario). Capital levels have been relatively consistent over the last five years.
Other Rating Factors:
High quality investment portfolio (8.1). Excellent Liquidity (7.2).
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (1.1%), group life (0.1%), other (98.8%)
Licensed in:
All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Optimum Group Inc
Investment Rating
--
Company Address
1345 River Bend Drive Ste 100
DALLAS, TX 75247
DALLAS, TX 75247
Phone Number
(214) 528-2020
NAIC Number
88099
Website
Largest Affiliates