C
PROTECTIVE LIFE & ANNUITY INS CO
Rating Date
November 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
3.08
Risk Adjusted
Capital Ratio #2
1.58
Total
Assets
5.56B
Capital
575.89M
Net
Premiums
805.96M
Net
Income
11.32M
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Weiss Ratings PROTECTIVE LIFE & ANNUITY INS CO
Birmingham, AL 		Click to
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Rating C
Capitalization Index 7.90
Investment Safety Index 6.00
Liquidity Index 5.70
Profitability Index 5.00
Reserve Adequacy Index --
Stability Index 3.30
Company Info PROTECTIVE LIFE & ANNUITY INS CO
Birmingham, AL 		Click to
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Industry L&A
NAIC Number 88536
Phone Number (205) 268-1000
Website www.protective.com
Address 2801 HIGHWAY 280 SOUTH Birmingham, AL 35223
Balance Sheet PROTECTIVE LIFE & ANNUITY INS CO
Birmingham, AL 		Click to
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Total Assets 5.56B
Capital and Reserves PROTECTIVE LIFE & ANNUITY INS CO
Birmingham, AL 		Click to
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Risk-Adjusted Capital Ratio #1 3.08
Risk-Adjusted Capital Ratio #2 1.58
1-Year Reserve Development --
2-Year Reserve Development --
Capital 575.89M
Premium to Surplus --
Reserves to Surplus --
Investments PROTECTIVE LIFE & ANNUITY INS CO
Birmingham, AL 		Click to
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Cash 1.33%
CMO & Structured Securities 26.34%
Common & Preferred Stock 0.41%
Invested Assets 5.30K
Investments in Affiliates 0.00%
Mortgages in Good Standing 6.62%
Non-Investment Grade Bonds 2.29%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 59.80%
Other Investments 2.05%
Real Estate 0.00%
Operating Ratios PROTECTIVE LIFE & ANNUITY INS CO
Birmingham, AL 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical PROTECTIVE LIFE & ANNUITY INS CO
Birmingham, AL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability PROTECTIVE LIFE & ANNUITY INS CO
Birmingham, AL 		Click to
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Net Income 11.32M
Net Premium 805.96M
Health Premium --