RGA LIFE & ANNUITY INS CO
Major Rating Factors:
Fair profitability (4.0 on a scale of 0 to 10). Excellent expense controls. Return on equity has been low, averaging 0.7%. Fair overall results on stability tests (4.2). Good capitalization (6.5) based on good risk adjusted capital (severe loss scenario). Moreover, capital levels have been consistent over the last five years.
Other Rating Factors:
Good Liquidity (6.9). Low quality investment portfolio (2.3).
Stability Factors:
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (61.2%), ind annuities (44.3%)
Licensed in:
AZ, MS, MO, NE, OK, SD, TN, UT, VT