Reinsurance Group of America, Incorporated RGA

Company Overview

Reinsurance Group of America, Incorporated (RGA) is a global life and health reinsurance company that provides risk management and insurance solutions to life insurers, health insurers, pension funds, and financial institutions. The company operates primarily in the life reinsurance industry, with additional activities in health reinsurance, financial solutions, longevity risk transfer, and asset-intensive reinsurance. RGA generates revenue primarily through premiums, investment income, and fees associated with reinsurance and risk management services. Its core offerings include mortality and morbidity risk coverage, capital-motivated reinsurance, underwriting expertise, and pension risk transfer solutions.

Founded in 1973 as a subsidiary of General American Life Insurance Company, RGA evolved into an independent publicly traded company in 1993. Over time, it expanded from a U.S.-focused life reinsurer into a multinational operation serving insurers across North America, Europe, Asia Pacific, Latin America, and Africa. RGA is widely recognized for its actuarial expertise, data analytics capabilities, underwriting technology, and diversified global platform, which collectively support long-term relationships with insurers seeking capital efficiency and risk management support.