Major Rating Factors:
Good overall results on stability tests (5.3 on a scale of 0 to 10). Stability strengths include excellent risk diversification. Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). Moreover, capital has steadily grown over the last five years. High quality investment portfolio (8.9).
Other Rating Factors:
Excellent profitability (9.5) with operating gains in each of the last five years. Excellent Liquidity (7.0).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
GA
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
1st Franklin Financial Corp
Investment Rating
--
Company Address
135 East Tugalo Street
Toccoa, GA 30577
Toccoa, GA 30577
Phone Number
(706) 886-7571
NAIC Number
89079
Website
Largest Affiliates