C
ZURICH AMERICAN LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.1 on a scale of 0 to 10). Weak profitability (1.7) with operating losses during 2022. Return on equity has been low, averaging -29.1%. Good overall capitalization (6.8) based on good risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years.
Other Rating Factors: High quality investment portfolio (7.9). Excellent Liquidity (7.2).
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Group life (45.7%), ind annuities (30.7%), group annuities (15.2%), other (8.5%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Zurich Financial Services Group
Investment Rating
--
Company Address
1400 AMERICAN LANE
SCHAUMBURG, IL 60196
Phone Number
(877) 301-5376
NAIC Number
90557
Largest Affiliates
C
Schaumburg, IL - P&C
B
C
Anoka, MN - P&C
B
Woodland Hills, CA - P&C
C
SPRINGFIELD, MA - L&A