B
Farmers ReIns Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (5.1 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.5) despite. Fair profitability index (3.4) with operating losses during 2021, 2022 and 2024.
Other Rating Factors: Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.0) that can protect against increases in claims costs.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (52.0%), homeowners (32.9%), comm multi (6.2%), fire (3.1%), work comp (0.8%), other (4.9%)
Licensed in: CA
Principal Investments: Investment grade bonds (85.5%), common stock (4.0%), non investment grade bonds (0.7%), other (9.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Zurich Ins Group AG
Investment Rating
--
Company Address
6301 Owensmouth Avenue
Woodland Hills, CA 91367
Phone Number
(818) 965-0433
NAIC Number
10873
Largest Affiliates
C
Schaumburg, IL - P&C
C
SCHAUMBURG, IL - L&A
B
C
Anoka, MN - P&C
C
SPRINGFIELD, MA - L&A