Farmers ReIns Co
Major Rating Factors:
Fair profitability index (4.0 on a scale of 0 to 10) with operating losses during 2021, 2022 and 2024. Vulnerable liquidity (3.0) as a spike in claims may stretch capacity. Good overall results on stability tests (6.8) despite excessive premium growth and negative cash flow from operations for 2025. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (7.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.0) that helps to protect the company against sharp claims increases.
Stability Factors:
F - Negative cash flow.
G - Fast asset or premium growth.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (50.3%), homeowners (33.7%), comm multi (5.8%), fire (3.9%), work comp (0.6%), other (5.7%)
Licensed in:
CA
Principal Investments:
Investment grade bonds (88.1%), common stock (5.5%), non investment grade bonds (1.2%), cash (0.3%), other (5.0%)
Corporate Info
Group Affiliation
Zurich Ins Group AG
Investment Rating
--
Company Address
6301 Owensmouth Avenue
Woodland Hills, CA 91367
Woodland Hills, CA 91367
Phone Number
(818) 965-0263
NAIC Number
10873
Website
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