B
HM LIFE INS CO
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.1 on a scale of 0 to 10). Stability strengths include good operational trends and excellent risk diversification. Good quality investment portfolio (5.2) with no exposure to mortgages and small junk bond holdings. Good Liquidity (6.7) with sufficient resources to handle a spike in claims.
Other Rating Factors: Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (8.0) with operating gains in each of the last five years.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index.
Principal Lines of Business: Group health (100.0%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Highmark Inc
Investment Rating
--
Company Address
Fifth AvePlace 120 Fifth Ave
Pittsburgh, PA 15222
Phone Number
(800) 328-5433
NAIC Number
93440
Largest Affiliates
B
PITTSBURGH, PA - P&C
E
BURLINGTON, VT - P&C
B
New York, NY - L&A
Weiss Ratings