HM LIFE INS CO
Major Rating Factors:
Good quality investment portfolio (5.3 on a scale of 0 to 10) with no exposure to mortgages and minimal holdings in junk bonds. Good overall profitability (6.6). Return on equity has been fair, averaging 6.5%. Fair Liquidity (4.2) as cash from operations and sale of marketable assets may not be adequate to cover a spike in claims.
Other Rating Factors:
Fair overall results on stability tests (4.5). Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Highmark Inc
Investment Rating
--
Company Address
Fifth AvePlace 120 Fifth Ave
Pittsburgh, PA 15222
Pittsburgh, PA 15222
Phone Number
(800) 328-5433
NAIC Number
93440
Website
Largest Affiliates