C
EMPOWER ANNUITY INSURANCE CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (3.9 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Exposure to mortgages is significant, but the mortgage default rate has been low. Good current capitalization (5.7) based on good risk adjusted capital (moderate loss scenario) reflecting some improvement over results in 2023. Weak profitability (2.1) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors: Weak overall results on stability tests (2.6) including weak results on operational trends. Excellent Liquidity (10.0).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states, the District of Columbia and Puerto Rico
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Prudential of America
Investment Rating
--
Company Address
280 TRUMBULL STREET
HARTFORD, CT 06103
Phone Number
(303) 737-6506
NAIC Number
93629
Largest Affiliates
C
Greenwood Village, CO - L&A
C
Toronto, ON - L&A
C