B
FIRST ASR LIFE OF AMERICA
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.9 on a scale of 0 to 10) despite fair financial strength of affiliated LDS Group. Other stability subfactors include excellent operational trends and good risk diversification. Good quality investment portfolio (6.7) with no exposure to mortgages and no exposure to junk bonds. Good overall profitability (6.7).
Other Rating Factors: Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (9.4).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Credit life (88.7%), ind health (11.3%)
Licensed in: LA, MS
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
LDS Group
Investment Rating
--
Company Address
9016 BLUEBONNET BOULEVARD
BATON ROUGE, LA 70810
Phone Number
(225) 769-9923
NAIC Number
94579
Largest Affiliates
A
Baton Rouge, LA - P&C
B
BATON ROUGE, LA - L&A
B
JACKSON, MS - L&A