A
Versant Casualty Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (8.8).
Other Rating Factors: Excellent liquidity (8.3) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.0) despite. Stability strengths include excellent operational trends and good risk diversification.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Other (100%)
Licensed in: AL, AR, FL, GA, LA, MO, MS, NC, OK, SC, TN, TX
Principal Investments: Investment grade bonds (93.9%), common stock (3.4%), cash (0.4%), other (2.3%)
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Premium to Surplus
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1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
Corporate Info
Group Affiliation
Louisiana Dealer Services Ins Inc
Investment Rating
--
Company Address
10543 S. Glenstone Pl.
Baton Rouge, LA 70810
Phone Number
(225) 769-9923 125
NAIC Number
11124
Largest Affiliates
B
BATON ROUGE, LA - L&A
B
BATON ROUGE, LA - L&A
B
JACKSON, MS - L&A