E
DIRECT GENERAL LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
1.77
Risk Adjusted
Capital Ratio #2
1.58
Total
Assets
16.76M
Capital
6.22M
Net
Premiums
11.48M
Net
Income
1.13M
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Weiss Ratings DIRECT GENERAL LIFE INS CO
Orangeburg, SC 		Click to
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Rating E
Capitalization Index 7.90
Investment Safety Index 9.60
Liquidity Index 0.00
Profitability Index 0.70
Reserve Adequacy Index --
Stability Index 0.10
Company Info DIRECT GENERAL LIFE INS CO
Orangeburg, SC 		Click to
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Industry L&A
NAIC Number 97705
Phone Number (800) 526-0332
Website www.directauto.com
Address 911 Chestnut Street Orangeburg, SC 29115
Balance Sheet DIRECT GENERAL LIFE INS CO
Orangeburg, SC 		Click to
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Total Assets 16.76M
Capital and Reserves DIRECT GENERAL LIFE INS CO
Orangeburg, SC 		Click to
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Risk-Adjusted Capital Ratio #1 1.77
Risk-Adjusted Capital Ratio #2 1.58
1-Year Reserve Development --
2-Year Reserve Development --
Capital 6.22M
Premium to Surplus --
Reserves to Surplus --
Investments DIRECT GENERAL LIFE INS CO
Orangeburg, SC 		Click to
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Cash 0.01%
CMO & Structured Securities 0.00%
Common & Preferred Stock 0.00%
Invested Assets 4.48
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.00%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 86.49%
Other Investments 0.00%
Real Estate 0.00%
Operating Ratios DIRECT GENERAL LIFE INS CO
Orangeburg, SC 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical DIRECT GENERAL LIFE INS CO
Orangeburg, SC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability DIRECT GENERAL LIFE INS CO
Orangeburg, SC 		Click to
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Net Income 1.13M
Net Premium 11.48M
Health Premium --