Major Rating Factors:
Fair overall results on stability tests (3.7 on a scale of 0 to 10). Strong capitalization (9.2) based on excellent risk adjusted capital (severe loss scenario). Capital levels have been relatively consistent over the last five years. High quality investment portfolio (8.7) despite no exposure to mortgages and substantial holdings of BBB bonds but no exposure to junk bonds.
Other Rating Factors:
Excellent profitability (7.7). Excellent Liquidity (7.2).
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (50.8%), other (49.2%)
Licensed in:
AL, IL, LA, MS, MO, TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
First Tower Group
Investment Rating
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Company Address
420 Liberty Park Court Bldg B
Flowood, MS 39232
Flowood, MS 39232
Phone Number
(601) 992-6886
NAIC Number
98736
Website
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Largest Affiliates