Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
133
18
151
11.92%
22.82%
2022
131
20
151
13.25%
23.10%
2021
129
25
154
16.23%
22.81%
2020
134
27
161
16.77%
21.51%
2019
166
40
206
19.42%
22.66%
2018
159
32
191
16.75%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
17
4
21
19.05%
47.27%
2022
15
3
18
16.67%
45.41%
2021
13
2
15
13.33%
44.40%
2020
13
1
14
7.14%
42.42%
2019
16
2
18
11.11%
44.33%
2018
13
2
15
13.33%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1
0
1
0.00%
38.64%
2022
2
0
2
0.00%
39.39%
2021
2
0
2
0.00%
40.41%
2020
2
1
3
33.33%
48.09%
2019
2
0
2
0.00%
43.30%
2018
2
0
2
0.00%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
33
2
35
5.71%
36.96%
2022
54
2
56
3.57%
37.08%
2021
24
1
25
4.00%
39.17%
2020
44
1
45
2.22%
35.42%
2019
34
1
35
2.86%
35.34%
2018
23
1
24
4.17%
34.35%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
2
2
4
50.00%
16.34%
2022
2
1
3
33.33%
11.13%
2021
2
1
3
33.33%
18.93%
2020
2
1
3
33.33%
20.93%
2019
3
1
4
25.00%
16.90%
2018
3
1
4
25.00%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
19
10
29
34.48%
44.64%
2022
21
13
34
38.24%
46.15%
2021
42
47
89
52.81%
46.87%
2020
49
54
103
52.43%
43.90%
2019
85
85
170
50.00%
42.09%
2018
91
51
142
35.92%
39.60%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
62.55%
2022
1
1
2
50.00%
56.52%
2021
1
0
1
0.00%
62.74%
2020
1
0
1
0.00%
61.51%
2019
1
0
1
0.00%
70.02%
2018
1
0
1
0.00%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
13
3
16
18.75%
35.70%
2022
12
3
15
20.00%
37.14%
2021
12
3
15
20.00%
35.46%
2020
12
3
15
20.00%
33.86%
2019
16
3
19
15.79%
34.01%
2018
15
3
18
16.67%
32.34%