A
WCF Mutual Ins Co
Sandy,  UT
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.50
Risk Adjusted
Capital Ratio #2
1.70
Loss
Ratio
68.75%
Total
Assets
3.16B
Capital
1.33B
Net
Premiums
560.51M
Net
Income
85.53M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
139
23
162
14.20%
22.80%
2023
72
18
90
20.00%
22.83%
2022
15
11
26
42.31%
23.10%
2021
7
1
8
12.50%
22.81%
2020
4
0
4
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
72
21
93
22.58%
47.78%
2023
43
7
50
14.00%
47.29%
2022
11
3
14
21.43%
45.44%
2021
4
2
6
33.33%
44.40%
2020
1
1
2
50.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
104
42
146
28.77%
41.49%
2023
58
14
72
19.44%
38.64%
2022
8
1
9
11.11%
39.39%
2021
0
0
0
0.00%
40.41%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
39.63%
2023
0
0
0
0.00%
36.96%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
1
2
3
66.67%
11.13%
2021
0
0
0
0.00%
18.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
15,604
5,565
21,169
26.29%
35.29%
2023
15,881
4,921
20,802
23.66%
35.67%
2022
15,286
4,290
19,576
21.91%
37.14%
2021
11,093
3,139
14,232
22.06%
35.46%
2020
10,811
3,006
13,817
21.76%
33.86%
2019
11,777
2,967
14,744
20.12%
34.01%