Lyndon Southern Ins Co
					
										Auto Physical Damage
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										5,752
									
									
										441
									
									
										6,193
									
									
										7.12%
									
									
										23.31%
									
								
										2023
									
									
										4,986
									
									
										681
									
									
										5,667
									
									
										12.02%
									
									
										22.83%
									
								
										2022
									
									
										6,075
									
									
										479
									
									
										6,554
									
									
										7.31%
									
									
										23.10%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										22.81%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										21.51%
									
								
										2019
									
									
										7,403
									
									
										2,878
									
									
										10,281
									
									
										27.99%
									
									
										22.66%
									
								
										Commercial Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										597
									
									
										100
									
									
										697
									
									
										14.35%
									
									
										47.45%
									
								
										2023
									
									
										654
									
									
										439
									
									
										1,093
									
									
										40.16%
									
									
										47.29%
									
								
										2022
									
									
										795
									
									
										755
									
									
										1,550
									
									
										48.71%
									
									
										45.44%
									
								
										Commercial Multiple Peril
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										651
									
									
										290
									
									
										941
									
									
										30.82%
									
									
										41.74%
									
								
										2023
									
									
										590
									
									
										388
									
									
										978
									
									
										39.67%
									
									
										38.64%
									
								
										2022
									
									
										147
									
									
										365
									
									
										512
									
									
										71.29%
									
									
										39.39%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										40.41%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										48.09%
									
								
										2019
									
									
										66
									
									
										0
									
									
										66
									
									
										0.00%
									
									
										43.30%
									
								
										Homeowners & Farmowners
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										5,211
									
									
										892
									
									
										6,103
									
									
										14.62%
									
									
										39.58%
									
								
										2023
									
									
										1,345
									
									
										360
									
									
										1,705
									
									
										21.11%
									
									
										36.96%
									
								
										2022
									
									
										493
									
									
										189
									
									
										682
									
									
										27.71%
									
									
										37.07%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										39.17%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										35.42%
									
								
										2019
									
									
										26
									
									
										5
									
									
										31
									
									
										16.13%
									
									
										35.34%
									
								
										Other Liability: Claims Made
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										1,739
									
									
										336
									
									
										2,075
									
									
										16.19%
									
									
										81.44%
									
								
										2023
									
									
										4,013
									
									
										180
									
									
										4,193
									
									
										4.29%
									
									
										74.87%
									
								
										2022
									
									
										1,462
									
									
										82
									
									
										1,544
									
									
										5.31%
									
									
										72.69%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										79.01%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										80.13%
									
								
										2019
									
									
										90
									
									
										0
									
									
										90
									
									
										0.00%
									
									
										77.47%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										33,142
									
									
										426
									
									
										33,568
									
									
										1.27%
									
									
										12.32%
									
								
										2023
									
									
										29,817
									
									
										382
									
									
										30,199
									
									
										1.26%
									
									
										16.34%
									
								
										2022
									
									
										36,011
									
									
										513
									
									
										36,524
									
									
										1.40%
									
									
										11.13%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										18.93%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										20.93%
									
								
										2019
									
									
										29,488
									
									
										1
									
									
										29,489
									
									
										0.00%
									
									
										16.90%
									
								
										Private Passenger Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										203
									
									
										324
									
									
										527
									
									
										61.48%
									
									
										45.22%
									
								
										2023
									
									
										278
									
									
										329
									
									
										607
									
									
										54.20%
									
									
										44.64%
									
								
										2022
									
									
										1,014
									
									
										737
									
									
										1,751
									
									
										42.09%
									
									
										46.15%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										46.87%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										43.90%
									
								
										2019
									
									
										2,489
									
									
										2,150
									
									
										4,639
									
									
										46.35%
									
									
										42.09%
									
								
										Warranty
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										88,443
									
									
										28
									
									
										88,471
									
									
										0.03%
									
									
										4.30%
									
								
										2023
									
									
										98,237
									
									
										22
									
									
										98,259
									
									
										0.02%
									
									
										4.57%
									
								
										2022
									
									
										138,230
									
									
										96
									
									
										138,326
									
									
										0.07%
									
									
										4.29%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										5.64%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										5.60%
									
								
										2019
									
									
										134,524
									
									
										420
									
									
										134,944
									
									
										0.31%
									
									
										6.35%