B
Encompass P&C Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,307
243
1,550
15.68%
23.31%
2023
2,035
341
2,376
14.35%
22.83%
2022
2,206
367
2,573
14.26%
23.10%
2021
2,784
371
3,155
11.76%
22.81%
2020
3,119
302
3,421
8.83%
21.51%
2019
3,398
369
3,767
9.80%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
220
98
318
30.82%
39.58%
2023
383
109
492
22.15%
36.96%
2022
311
109
420
25.95%
37.07%
2021
445
193
638
30.25%
39.17%
2020
428
225
653
34.46%
35.42%
2019
415
183
598
30.60%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
2
2
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
247
146
393
37.15%
45.22%
2023
289
198
487
40.66%
44.64%
2022
291
194
485
40.00%
46.15%
2021
282
243
525
46.29%
46.87%
2020
276
230
506
45.45%
43.90%
2019
345
325
670
48.51%
42.09%