Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
474
198
672
29.46%
23.88%
2024
118
59
177
33.33%
23.31%
2023
138
87
225
38.67%
22.83%
2022
100
54
154
35.06%
23.10%
2021
76
52
128
40.63%
22.81%
2020
44
14
58
24.14%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,553
1,481
3,034
48.81%
49.08%
2024
2,520
3,422
5,942
57.59%
47.46%
2023
1,588
2,273
3,861
58.87%
47.29%
2022
2,023
2,144
4,167
51.45%
45.44%
2021
1,704
1,571
3,275
47.97%
44.40%
2020
1,405
822
2,227
36.91%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
761
419
1,180
35.51%
42.44%
2024
569
301
870
34.60%
41.75%
2023
143
129
272
47.43%
38.64%
2022
208
141
349
40.40%
39.39%
2021
692
375
1,067
35.15%
40.41%
2020
546
446
992
44.96%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
2024
35
13
48
27.08%
39.58%
2023
35
13
48
27.08%
36.96%
2022
0
0
0
0.00%
37.07%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
62
4
66
6.06%
83.87%
2024
8
69
77
89.61%
81.44%
2023
8
69
77
89.61%
74.87%
2022
0
0
0
0.00%
72.69%
2021
85
69
154
44.81%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
335
274
609
44.99%
13.25%
2024
676
618
1,294
47.76%
12.32%
2023
694
537
1,231
43.62%
16.34%
2022
957
911
1,868
48.77%
11.13%
2021
564
432
996
43.37%
18.93%
2020
168
167
335
49.85%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
25,292
25,816
51,108
50.51%
34.83%
2024
32,485
33,052
65,537
50.43%
35.33%
2023
34,675
34,824
69,499
50.11%
35.67%
2022
36,088
37,573
73,661
51.01%
37.14%
2021
43,434
34,620
78,054
44.35%
35.46%
2020
45,533
34,373
79,906
43.02%
33.86%