C
Westchester Surplus Lines Ins
Rating Date
November 2024
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
2
2
100.00%
47.27%
2022
0
1
1
100.00%
45.41%
2020
0
4
4
100.00%
42.42%
2018
0
2
2
100.00%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
0
1
0.00%
38.64%
2022
0
1
1
100.00%
39.39%
2021
3
1
4
25.00%
40.41%
2019
0
1
1
100.00%
43.30%
2018
0
3
3
100.00%
41.13%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
56
489
545
89.72%
74.81%
2022
72
363
435
83.45%
73.22%
2021
39
315
354
88.98%
79.01%
2020
16
275
291
94.50%
80.13%
2019
11
248
259
95.75%
77.47%
2018
15
252
267
94.38%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
86
508
594
85.52%
16.34%
2022
50
374
424
88.21%
11.13%
2021
87
470
557
84.38%
18.93%
2020
95
394
489
80.57%
20.93%
2019
71
868
939
92.44%
16.90%
2018
99
301
400
75.25%
11.94%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
24
19
43
44.19%
68.07%
2022
31
30
61
49.18%
77.84%
2021
23
26
49
53.06%
84.45%
2020
20
41
61
67.21%
83.02%
2019
13
53
66
80.30%
81.57%
2018
17
29
46
63.04%
88.64%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
4
4
100.00%
62.55%
2022
1
6
7
85.71%
56.52%
2021
9
20
29
68.97%
62.74%
2020
7
37
44
84.09%
61.51%
2019
1
95
96
98.96%
70.02%
2018
4
43
47
91.49%
70.45%
Weiss Ratings